Expense software for the bank you already use.
Fluere Expense captures receipts, routes approvals, and hands off to your books. It doesn't issue a card, doesn't move a dollar, and doesn't ask you to switch banks.
Capture
Photograph a receipt, not a spreadsheet row
AI receipt scanning reads the vendor, amount, and date, so nobody types a line item by hand.
- Vendor, amount, and date read automatically from a photo
- Mileage and per diem support
- AI receipt scanning included on every plan, including the free one
Approval
Approval rules that match how you actually approve things
A sole proprietor can turn approvals off entirely. A larger team can route by category, amount, or stage — as many stages as the process actually needs.
- No approval step at all, for solo operators
- Single-stage routing for straightforward teams
- Multi-stage and conditional approvals for complex organizations
- Category and amount limits, per diem, mileage rules
Handoff
Export finishes the job, it doesn't start a new one
Every plan exports to the accounting software you already run. Larger organizations get direct connections to systems built for multi-entity consolidation.
- CSV, QuickBooks, and Xero on every plan
- NetSuite and Sage Intacct on Business
- Multi-entity consolidation
- API and SFTP access on Enterprise
We never touch your money
Card-based expense tools issue you a card. That means they underwrite you, hold a float, and register as a money transmitter everywhere they operate. Fluere skips all of that, because moving money was never the job.
- No KYC or underwriting before you can start
- No switching banks or opening a new account
- No money-transmitter licensing standing between your company and its cash
- No float sitting on someone else's balance sheet
- Onboarding the same day you sign up — there's no card program to approve
- Nobody but your company and your bank ever touches the money
Fluere works with the bank and cards you already have. You don't change how your company banks — you add software on top of it.
Built for the businesses card-issuers can't underwrite
Card-funded expense tools make their money from interchange, which means they need enough card spend to justify issuing the card. That leaves out a lot of real businesses:
- Sole proprietors and micro-teams who can't underwrite a card program at all
- Companies already locked into a bank relationship — negotiated rates, covenants, a relationship they're not leaving for expense software
- Reimbursement-heavy workforces: construction, field service, home health, nonprofits, churches, K-12 schools, grant-funded research
- Government contractors and grant-funded organizations bound by procurement rules against switching payment rails
- Bookkeepers managing many small clients, each on a different bank, who need one tool that works across all of them
Keep your bank. Add the software.
Tell us how your team submits and approves expenses today.