Expense software for the bank you already use.
Fluere Expense captures receipts, routes approvals, and hands off to your books. It doesn't issue a card, doesn't move a dollar, and doesn't ask you to switch banks.
Capture
Photograph a receipt, not a spreadsheet row
AI receipt scanning reads the vendor, amount, and date, so nobody types a line item by hand.
- Vendor, amount, and date read automatically from a photo
- Mileage and per diem support
- AI receipt scanning included on every plan, including the free one
Approval
Approval rules that match how you actually approve things
A sole proprietor can turn approvals off entirely. A larger team can route by category, amount, or stage, with as many stages as the process actually needs.
- No approval step at all, for solo operators
- Single-stage routing for straightforward teams
- Multi-stage and conditional approvals for complex organizations
- Category and amount limits, per diem, mileage rules
Handoff
Export finishes the job, it doesn't start a new one
Every plan exports to the accounting software you already run. Larger organizations get direct connections to systems built for multi-entity consolidation.
- CSV, QuickBooks, and Xero on every plan
- NetSuite and Sage Intacct on Business
- Multi-entity consolidation
- API and SFTP access on Enterprise
We never touch your money
Card-based expense tools issue you a card. That means they underwrite you, hold a float, and register as a money transmitter everywhere they operate. Fluere skips all of that, because moving money was never the job.
- No KYC or underwriting before you can start
- No switching banks or opening a new account
- No money-transmitter licensing standing between your company and its cash
- No float sitting on someone else's balance sheet
- Onboarding the same day you sign up, because there's no card program to approve
- Nobody but your company and your bank ever touches the money
Fluere works with the bank and cards you already have. You don't change how your company banks. You add software on top of it.
Built for the businesses card-issuers can't underwrite
Card-funded expense tools make their money from interchange, which means they need enough card spend to justify issuing the card. That leaves out a lot of real businesses:
- Sole proprietors and micro-teams who can't underwrite a card program at all
- Companies already locked into a bank relationship: negotiated rates, covenants, a relationship they're not leaving for expense software
- Reimbursement-heavy workforces: construction, field service, home health, nonprofits, churches, K-12 schools, grant-funded research
- Government contractors and grant-funded organizations bound by procurement rules against switching payment rails
- Bookkeepers managing many small clients, each on a different bank, who need one tool that works across all of them
Keep your bank. Add the software.
Tell us how your team submits and approves expenses today.